Staying calm and organized

Money and paperwork problems are stressful. A simple routine makes them feel smaller.

• Set one short time each week to work on it, instead of worrying about it every day.
• Do the hardest call first, while you have the most energy.
• Write down your next single step before you stop for the day.
• Ask a trusted friend or family member to read important letters before you send them.
• Celebrate small wins, like getting a reference number or a written answer.